Specialist

Spring Statement must tackle planning, regeneration and skills

With many reports suggesting that next week’s Spring Statement will deliver little in the...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering...

Together appoints former Leeds BS chief as non-executive director

Specialist lender Together has appointed former Leeds Building Society chief executive Richard Fearon as...

Norton Home Loans backs self-employed adverse borrower in Right to Buy purchase

Norton Home Loans has completed a £39,000 mortgage for a self-employed chef purchasing their...

West One links with shared ownership specialist to tighten legal process

West One has agreed a partnership with Shared Direction Conveyancing as it looks to...

Second charge lending tops £2.14bn

The UK second charge mortgage market surpassed £2.14bn in new lending during 2025 with...

23% of would-be homeowners stay in jobs they dislike to secure a mortgage

Almost one in four aspiring homeowners have remained in roles they dislike in order...

Countrywide Surveying Services renews exclusive referral tie-up with Capital Private Finance

Countrywide Surveying Services (CSS) has renewed its partnership with Capital Private Finance under an...

Norton streamlines broker submissions with online DIP and ONS-based affordability model

Norton Home Loans has introduced an online decision-in-principle and a new two-tier affordability assessment...

Mercantile Trust joins Twenty7tec’s sourcing panel to widen specialist access

Twenty7tec has added Mercantile Trust to its lender panel within RESEARCH, extending the range...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to...

Mutual sector ambition needs tech-driven scale

The Government’s commitment to doubling the size of the mutual sector has been welcomed...

Vida extends foreign national criteria across buy-to-let range

Vida Homeloans has widened its foreign national lending criteria across its entire buy-to-let range,...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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