Melton Building Society is entering the limited company buy-to-let sector as more landlords continue to incorporate their property portfolios amid ongoing tax and regulatory changes.
The mutual will launch a new range of limited company buy-to-let mortgages from Monday 11 May 2026, offering a mix of fixed and discounted products aimed at property investors.
The launch expands the Society’s specialist lending proposition and comes as lenders continue to adapt criteria and product ranges to support increasingly complex landlord borrowing structures.
FLEXIBLE FUNDING
Melton said the move was designed to better support intermediaries and landlords seeking flexible funding solutions in a changing buy-to-let market.
The new range includes six products across two and five-year fixed and discounted terms, all available up to 75% loan-to-value.
Products are available for both standard buy-to-let and holiday let properties and feature a £250 application fee alongside a 1% completion fee.
COMPLEX LENDING
The Society said a more complex lending range is also available for non-standard residential property types, including blocks of flats, multi-unit properties and multiple properties on a single loan.
The launch follows changes introduced by Melton last year around portfolio landlord criteria.
The lender said it will now accept portfolio landlords with up to five properties held with Melton Building Society to a maximum value of £5m, while placing no maximum limit on the overall size or value of a landlord’s wider portfolio.
COMPETITIVE PRICING
Jamie Hyland (main picture), head of product and marketing at Melton Building Society, said: “Our entry into the limited company buy to let space reflects both market demand and our ambition to help a broader range of investors.
“We’ve already introduced a number of developments across our mortgage product range so far this year, and we aim to continue to evolve our product range to offer brokers, and their client’s products that suit the complexities of the ever changing property landscape.
“We recognise the complexities that come with being a property investor in today’s market, and with our limited company buy-to-let product range we hope to offer flexibility, competitive pricing, and a straightforward application process.”
