Case Studies

Together completes 1,000th Networks & Clubs channel case

Together has completed its 1,000th case through its Networks & Clubs channel, providing a...

Darlington BS backs £420k mortgage using expat income

Darlington Building Society has completed a £420,000 joint borrower sole proprietor mortgage involving two...

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...

Darlington BS completes £530k interest-only remortgage for three applicants

Darlington Building Society has completed a £530,000 interest-only remortgage involving three applicants after several...

Rely advances £2.4m against refurbished Northumberland rental block

Rely has completed a £2.4m remortgage secured against a 55-unit residential block in Northumberland. The...

Foundation shows how revised Property Plus criteria unlock Scottish buy-to-let purchase

Foundation has highlighted how enhancements to its Property Plus proposition helped a broker secure...

Gen H highlights interest-only option for first-time buyers with variable incomes

A London couple working in hospitality used a part repayment, part interest-only mortgage to...

Precise helps borrowers with adverse credit secure 95% LTV home purchase

Precise has completed a 95% loan-to-value mortgage for two borrowers with historic adverse credit...

Precise completes £1.75m bridge for private school group

Precise has completed a £1.75m net bridging facility for the owner of a group...

Ampla funds £300,000 probate loan ahead of tax deadline

Ampla Finance has completed a £300k probate lending facility for a family facing an...

Rely completes buy-to-let remortgage in five days

Specialist buy-to-let lender Rely has completed a remortgage in five days, from application in...

InterBay completes £17.5m remortgage on SE rental scheme

InterBay has completed a £17.5m interest-only remortgage on a new residential apartment development in...

GB Bank completes £1.5m HMO refinance for portfolio landlord

GB Bank has completed a £1.5 million HMO refinance for an experienced landlord, moving...

The Darlington completes expat mortgage for Saudi-based couple

Darlington Building Society has completed a UK residential mortgage for an expat couple based...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES