Regulation

FCA fines Towergate and former director

The Financial Conduct Authority (FCA) has fined Towergate Underwriting Group £2,632,000 for failings in...

Enterprise: MCD behind second charge slowdown

Enterprise Finance has launched its new Second Charge Report, replacing its Secured Loan Index. This...

Financial Services Consumer Panel chair reappointed

The Financial Conduct Authority (FCA) has reappointed Sue Lewis as chair of the Financial...

Phoebus Software agrees deal with Atom Bank

Phoebus Software (PSL) and Atom Bank have signed a five year contract to work...

FCA removes additional consumer BTL fees

The Financial Conduct Authority (FCA) has decided to remove consumer buy-to-let (CBTL) periodic fee and CBTL...

FSE: buy-to-let market “not out of control”

The growing pressure being brought to bear on the buy-to-let market could backfire if...

FSE: AMI warns of challenges ahead

Robert Sinclair, CEO of the Association of Mortgage Intermediaries (AMI), has said that mortgage...

AMI slams FCA over fees implementation

The Association of Mortgage Intermediaries (AMI) has criticised the Financial Conduct Authority (FCA) over...

Brexit: FCA issues regulatory statement

The Financial Conduct Authority (FCA) has issued a statement on EU referendum result. The regulator...

CA sets up home buying process working group

The Conveyancing Association (CA) has has established a working group to deliver its response...

Majority of brokers expect more seconds to be written

51% of brokers affected by the Mortgage Credit Directive (MCD) expect more second charge...

FCA bans pair for “lack of integrity”

The Financial Conduct Authority (FCA) has banned Mark Kelly and Patrick Gray from working...

Tenet slams FCA’s stance over FSCS

Tenet has criticised the FCA’s refusal to consider introducing a product-based premium as a means of...

Solution proposed to ‘holistic’ debate

The Society of Mortgage Professionals says it is confident that the Financial Conduct Authority's...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

PROFILES