Regulation

FSE London seminar programme revealed

The full seminar programme for Financial Services Expo (FSE) London has been announced. FSE London...

New lender secures FCA approval

Mortgages4Life has received full regulatory approval from the Financial Conduct Authority (FCA). The Peterborough-based company...

FCA outlines new rules over GI renewals

The Financial Conduct Authority has published a policy statement - PS16/21: Increasing transparency and...

Commercial broker gains FCA authorisation

Commercial finance broker Pegasus Funding Resources has been granted authorisation to carry out credit broking,...

Promise sees significant rise in conversion rates

Promise Solutions has reported a large improvement in its second charge conversion rates since the introduction...

FCA seeks PPI complaint deadline

The Financial Conduct Authority (FCA) believes the package of proposals on payment protection insurance (PPI)...

Report outlines regulatory failures around HBOS

The Treasury Committee has said that the idea of a new enforcement body has...

FCA outlines authorisation commitments

The Financial Conduct Authority (FCA) has issued commitments to firms during the authorisation process. Between...

Brokers being hit by delays post-MCD

Bridging lender MTF’s latest Broker Sentiment Survey has revealed that delays to mortgage applications...

FCA: widespread poor practice in GI AR oversight

The Financial Conduct Authority (FCA) has found significant shortcomings in the control and oversight...

Treasury Committee greenlights Bailey’s FCA appointment

The Treasury Committee has published its report ‘Appointment of Andrew Bailey as Chief Executive of the...

Fluent for Advisers sees post-MCD rise in seconds demand

Fluent for Advisers has reported an upward trend in new business in the months...

FCA cancels payday lender’s permissions

The Financial Conduct Authority (FCA) has decided to cancel interim permissions for Wage Payment...

FSE London registration begins

Registration to attend the Financial Services Expo (FSE) London is now open. The event will take...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

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