Regulation

MiFID II repercussions for financial advice?

LifeQuote has claimed that the recent announcement that MiFID will require all investment advice...

Call for clarification on advice remuneration

Following the Treasury consultation on redefining ‘advice’, Aegon wants the Financial Conduct Authority (FCA) to...

PRA outlines buy-to-let underwriting expectations

The Prudential Regulation Authority (PRA) has published its expectations of firms’ underwriting standards to...

New FCA measures on focus on culture

Six months on from the implementation of the Senior Managers and Certification Regime, the Financial...

Society of Mortgage Professionals to hold BTL roadshows

The Society of Mortgage Professionals has revealed plans to deliver a CPD event programme dedicated...

Warning sounded over limited company BTL tax liabilities

The audience at last week's Association of Short Term Lenders' (ASTL) annual conference heard tax adviser...

Payday lender in £34m customer redress action

Payday firm CFO Lending is to provide over £34 million of redress to more...

10% growth in seconds market predicted

Brokers expect the value of the second charge loans market to increase by 10%...

FCA signals Mortgage Market Study launch

The Financial Services Authority (FCA) is to formally launch its Mortgage Market Study towards the...

TMA outlines regional roadshow offering

TMA Mortgage Club is rolling out a series of regional roadshows with a number of mortgage...

PMS partners with TML

PMS Mortgage Club has become the latest distributor to partner with The Mortgage Lender...

Society of Mortgage Professionals outlines roadshow schedule

The Society of Mortgage Professionals has confirmed the schedule for its second series of 2016...

CA vows to continue leasehold reform campaign

The Conveyancing Association (CA) has stated that it will continue with its campaign to...

Regulation a “positive game changer” for seconds

Fluent for Advisers, the second charge specialist distributor, has stated that all the available evidence...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

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