Regulation

Barclays simplifies BTL affordability assessment

Barclays has become the latest lender to respond to the Prudential Regulation Authority's (PRA) new...

FCA unveils mortgage market competition study

The Financial Conduct Authority (FCA) has launched a market study to consider whether competition...

L&G Mortgage Club offers new BTL matrix

Legal & General Mortgage Club has unveiled its new Rental Calculation Matrix. It has...

Widespread public ignorance over second charges

79% of people in the UK don’t know what a second charge mortgage is,...

Coventry for Intermediaries announces new BTL stress rates

Coventry for Intermediaries is increasing its buy-to-let reference rate to 5.5% on loans with...

FCA publishes new data on savings interest rates

The Financial Conduct Authority (FCA) has published the third and final ‘sunlight remedy’ data...

Financial adviser boss banned and fined by FCA

The Financial Conduct Authority (FCA) has published a Decision Notice in respect of Alistair...

FCA focussing on high-cost credit and overdrafts

The Financial Conduct Authority (FCA) is seeking evidence and feedback to further inform its...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Autumn Statement 2016: the speech in full

Mr Speaker, It is a privilege to report today on an economy which the IMF...

Rigid underwriting not caused by regulation

Tim Wheeldon, chief operating officer (COO) of Fluent for Advisers, has argued that advisers...

Stability has created a narrower mortgage market

The Intermediary Mortgage Lenders Association (IMLA) has published new research which explores whether policymakers’...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...
1...686970...120Page 69 of 120

COMMENT

networks

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Buy-to-let

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...
News

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...
Appointments

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...
funding

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

PROFILES