Regulation

MMR: won’t reinvigorate housing market, says IMLA

The Intermediary Mortgage Lenders Association (IMLA), has given approval to certain elements in...

MMR: ‘common sense approach’

An industry compliance veteran has given his qualified support to the FSA's final rules...

MMR: AMI gives cautious support

The Association of Mortgage Intermediaries (AMI) has claimed that lobbying work by trade bodies...

MMR: FSA publishes final rules

The FSA has published the final rules stemming from its Mortgage Market Review (MMR). They...

MMR: no interest-only ban

The FSA is not to ban interest-only mortgages, having published its final rules of...

FSA cracks down on prohibited persons

The FSA has targeted those believed to be conducting unauthorised business and in particular...

OFT consults on suspending credit licences

The Office of Fair Trading (OFT) is consulting on how it proposes to use...

Multi-million pound fine for Bank of Scotland

The FSA has fined Bank of Scotland (BOS) £4.2 million for failures in their...

Government approves LIBOR review recommendations

The government has accepted the recommendations of Martin Wheatley's independent review of LIBOR in...

Perspective ready for RDR

Perspective Financial Group has completed its latest adviser conference and said it is prepared...

IMLA backs FCA’s draft Conduct Approach

The Intermediary Mortgage Lenders Association (IMLA) has welcomed the Financial Conduct Authority's (FCA) new...

‘Journey to the FCA’ roadmap published

The FSA has published the Journey to the FCA, a paper that sets out...

Openwork unveils adviser support programme

Openwork is introducing a number of initiatives designed to support mortgage advisers as they...

Government warned over property development plans

Legal expenses insurer DAS has warned that boundary disputes between neighbours could dramatically increase...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES