Regulation

New FSA guidance over incentive schemes

The FSA has published final guidance that will help financial firms avoid creating and...

Payday lender under fire for TV ad

The Money Shop has had one of its television adverts banned by the Advertising...

Insurance broker banned and fined after “dishonesty and recklessness”

The FSA has banned insurance broker Harbinder Panesar from working in the financial services...

OFT puts requirements on two banks over charging orders

The Office of Fair Trading (OFT) has imposed requirements on Royal Bank of Scotland...

Tenet reveals post-RDR adviser status

Tenet has revealed that 98% of advisers within its network have maintained independent status...

Co-op Bank fined for failing to handle PPI complaints fairly

The FSA has fined The Co-operative Bank plc £113,300 for failing to handle payment...

Financial Services Bill becomes Act of Parliament

The Financial Services Bill has received Royal Assent. The Act, which comes into force from...

OFT underfunded to police consumer credit effectively

A report by the National Audit Office (NAO) has concluded that consumer credit regulation...

Huge fines for UBS over LIBOR fixing

UBS Bank has been fined a total of $1.53 billion by three financial regulators...

High hopes for FCA

The Financial Services Consumer Panel expects significant advances from the new Financial Conduct Authority...

Black and White Group directors fined and banned

The FSA has taken action against three former directors of Black and White Group...

Lack of employee awareness of RDR implications

Only 21% of employees are aware that as of 2013, people will have to...

Cheshire Mortgage Corporation fined by FSA

The FSA has fined Cheshire Mortgage Corporation Limited (CMCL), £1.225 million for failing to...

FSA consults on benchmark changes

The FSA has proposed new rules and regulations for financial benchmarks. This comes after the...

COMMENT

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Latest news

ModaMortgages trims limited-edition five-year fixed rates

ModaMortgages has reduced rates by up to 10 basis points across its limited-edition five-year...

Providence agrees deal to acquire Hometrack

Providence Equity Partners has agreed to acquire Hometrack, the residential property valuation and risk...

The Coventry cuts fixed rates by up to 20bps

Coventry for intermediaries has reduced every fixed-rate mortgage in its range, with lower rates...

Family BS appoints Kirsty Dancer as Midlands BDM

Family Building Society has appointed Kirsty Dancer as business development manager for the East...

PROFILES