Regulation

Regulator letting consumers down: CAB

Citizens Advice has lamented the new conduct rules for claims management companies, claiming they...

Six landbanking firms wound up

Half a dozen firms that scammed the public into investing in plots of agricultural...

HBOS: ‘a manual for bad banking’ says parliament

The Parliamentary Commission on Banking Standards has concluded that HBOS would have faced oblivion...

APFA wants FCA fees to reflect adviser numbers

The Association of Professional Financial Advisers (APFA) has called on the upcoming fees paper...

Goodbye FSA, hello FCA

There is a new regulatory structure in place within financial services. The Financial Services Authority...

FCA board confirmed

The Treasury has named the members of the Financial Conduct Authority (FCA) Board. The...

Barriers to entry for new bank entrants relaxed

The FSA and the Bank of England have published the results of their review...

APFA fears big adviser hike in regulator’s budget

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

FCA business plan and risk outlook published

The FSA has published the business plan and risk outlook for the Financial Conduct...

OFT revokes payday lender’s licence

Online payday lender, MCO Capital has had its consumer credit licence revoked by the...

AMI disappointed with CCA move to FCA

The Association of Mortgage Intermediaries has criticised the decision to move the responsibilities for...

FOS to speak at ASTL meeting

Peter Bristow, outreach manager from the Financial Ombudsman Service (FOS), is to speak at...

OFT outlines guidance on power to suspend credit licences

The Office of Fair Trading (OFT) has published guidance which sets out how and...

APFA unhappy with proposed FSCS budget hike

In its response to the FSA’s consultation on the Financial Services Compensation Scheme’s management...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

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