Regulation

MMR: won’t reinvigorate housing market, says IMLA

The Intermediary Mortgage Lenders Association (IMLA), has given approval to certain elements in...

MMR: ‘common sense approach’

An industry compliance veteran has given his qualified support to the FSA's final rules...

MMR: AMI gives cautious support

The Association of Mortgage Intermediaries (AMI) has claimed that lobbying work by trade bodies...

MMR: FSA publishes final rules

The FSA has published the final rules stemming from its Mortgage Market Review (MMR). They...

MMR: no interest-only ban

The FSA is not to ban interest-only mortgages, having published its final rules of...

FSA cracks down on prohibited persons

The FSA has targeted those believed to be conducting unauthorised business and in particular...

OFT consults on suspending credit licences

The Office of Fair Trading (OFT) is consulting on how it proposes to use...

Multi-million pound fine for Bank of Scotland

The FSA has fined Bank of Scotland (BOS) £4.2 million for failures in their...

Government approves LIBOR review recommendations

The government has accepted the recommendations of Martin Wheatley's independent review of LIBOR in...

Perspective ready for RDR

Perspective Financial Group has completed its latest adviser conference and said it is prepared...

IMLA backs FCA’s draft Conduct Approach

The Intermediary Mortgage Lenders Association (IMLA) has welcomed the Financial Conduct Authority's (FCA) new...

‘Journey to the FCA’ roadmap published

The FSA has published the Journey to the FCA, a paper that sets out...

Openwork unveils adviser support programme

Openwork is introducing a number of initiatives designed to support mortgage advisers as they...

Government warned over property development plans

Legal expenses insurer DAS has warned that boundary disputes between neighbours could dramatically increase...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES