Regulation

HBOS: ‘a manual for bad banking’ says parliament

The Parliamentary Commission on Banking Standards has concluded that HBOS would have faced oblivion...

APFA wants FCA fees to reflect adviser numbers

The Association of Professional Financial Advisers (APFA) has called on the upcoming fees paper...

Goodbye FSA, hello FCA

There is a new regulatory structure in place within financial services. The Financial Services Authority...

FCA board confirmed

The Treasury has named the members of the Financial Conduct Authority (FCA) Board. The...

Barriers to entry for new bank entrants relaxed

The FSA and the Bank of England have published the results of their review...

APFA fears big adviser hike in regulator’s budget

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

FCA business plan and risk outlook published

The FSA has published the business plan and risk outlook for the Financial Conduct...

OFT revokes payday lender’s licence

Online payday lender, MCO Capital has had its consumer credit licence revoked by the...

AMI disappointed with CCA move to FCA

The Association of Mortgage Intermediaries has criticised the decision to move the responsibilities for...

FOS to speak at ASTL meeting

Peter Bristow, outreach manager from the Financial Ombudsman Service (FOS), is to speak at...

OFT outlines guidance on power to suspend credit licences

The Office of Fair Trading (OFT) has published guidance which sets out how and...

APFA unhappy with proposed FSCS budget hike

In its response to the FSA’s consultation on the Financial Services Compensation Scheme’s management...

Solicitors rapped over free mortgage ad

A firm of solicitors has been told not to repeat a mortgage prize draw...

Lloyds Banking Group fined over delayed PPI redress

The FSA has fined three Lloyds Banking Group firms a total of £4,315,000 for...
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COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

News

The Coventry cuts fixed rates by up to 20bps

Coventry for intermediaries has reduced every fixed-rate mortgage in its range, with lower rates...
Appointments

Family BS appoints Kirsty Dancer as Midlands BDM

Family Building Society has appointed Kirsty Dancer as business development manager for the East...
News

Atom bank cuts Prime and Near Prime mortgage rates

Atom bank has reduced rates across its Prime and Near Prime mortgage ranges. All Prime...
Later Life

Retirement drives more than half of financial advice enquiries

Retirement concerns account for more than half of financial advice enquiries received by Inzuzo,...

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