Regulation

OFT reminds comparison sites over consumer clarity

The Office of Fair Trading (OFT) has written to 100 price comparison websites asking...

OFT appoints executive director

The Office of Fair Trading (OFT) has announced the appointment of Sonya Branch as...

MMR does not stop higher-risk lending, says FSA

Mortgage market stakeholders are likely to see further changes in a number of areas...

Huge FSA fine for CPP

The FSA has issued its joint largest retail fine of £10.5 million to Card...

Panel backs Bill concession on financial services access

The Financial Services Consumer Panel has welcomed changes to the Financial Services Bill...

FSCS funding strategy slammed by Tenet

Tenet has criticised the funding model for the Financial Services Compensation Scheme (FSCS), in...

Credit Union censured for channeling money into church

The FSA has publicly censured The Pentecostal Credit Union Limited (TPCU) for issuing loans...

What now for interest only?

The announcement around the MMR, rather than clearing up the interest only situation, has...

Openwork bolsters RDR marketing support

Openwork is to improve its marketing support for network members as part of an...

Overwhelming majority want estate agent regulation

90% of homebuyers are calling for compulsory regulation of estate agents to better protect...

AIFA calls for changes to FSCS proposals

The Association of Independent Financial Advisers (AIFA) has responded to the FSA’s consultation on...

MMR: FSA makes change to advised sales

The FSA has made a change in the final rules of the Mortgage Market...

MMR: All about the implementation, says Consumer Panel

The Financial Services Consumer Panel has welcomed the publication of the final rules for...

MMR: Equity Release Council welcomes announcement

The Mortgage Market Review (MMR) has received the support of the Equity Release Council. "The...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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