Regulation

Swinton Group hit with multimillion pound FCA fine

The Financial Conduct Authority (FCA) has fined Swinton Group Limited (Swinton), one of...

Ex-mortgage adviser gets two years

Michael Joseph James Lewis has been sentenced to two years in prison on two...

Landlords believe Selective Licensing will put off newcomers

74% of landlords believe that if brought into force nationally, Selective Licensing will deter...

FCA boss to outline vision for regulation

The Financial Conduct Authority (FCA) has now been in operation for 100 days. Martin Wheatley,...

Paradigm releases latest MMR planning update

Paradigm Mortgage Services has published the latest instalment in a series of updates designed...

Phones 4u insurance intermediary slapped with multimillion pound fine

The Financial Conduct Authority (FCA) has fined Policy Administration Services Limited (PAS) £2,834,700 for...

Competition Commission to investigate payday lending sector

The Office of Fair Trading will today refer the payday loan industry to the...

MMR focus of next Paradigm round table

Paradigm Mortgage Services' fourth mortgage round table event of the year will provide attendees...

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...

Sale & rent back arranger gets largest ever sole trader fine

The Financial Conduct Authority (FCA) has fined sale and rent back arranger Gurpreet Singh...

Payday lender rapped for text messages

First Financial (UK) Ltd, trading as FirstPayDayLoanUk, has had three 'issues' upheld against it...

OFT suspends a credit licence for the first time

The Office of Fair Trading (OFT) has today suspended, with immediate effect, the consumer...

Solvency II could scupper equity release

Those of us that work in the equity release industry are fully aware of...

APFA wants FCA to rethink its fee proposals

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

New-build homes account for 8% of properties on the market

New-build homes make up just 8.1% of properties currently listed for sale across Great...

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