Regulation

Consumer Panel backs ‘inappropriate incentive’ clampdown

The Financial Services Consumer Panel has welcomed Martin Wheatley's drive to ensure that all...

FSA seeks to stop “flawed” sales bonuses

Martin Wheatley, managing director of the Financial Services Authority (FSA) and chief executive officer...

New guide to RDR produced

Standard Life, unbiased.co.uk, the Institute of Financial Planning and The Personal Finance Society have...

Advisers and clients struggle to get to grips with RDR

Financial advisers and investors are struggling to prepare for the imminent impact of new...

New FSA guide on financial advice

The FSA has published a new guide which it hope will help consumers understand...

FSA authorisation for BFS Home Loans

BFS Home Loans has been approved by the FSA for regulated mortgage contracts. The firm...

SBG gets CII accreditation for gap-fill library

Sesame Bankhall Group’s (SBG) RDR gap-fill library for advisers has been received official CPD...

Openwork to lower adviser charge on platform business

Openwork says it will "significantly" reduce the charge it makes to firms writing investment...

FSA seeks to restrict UCIS promotion

The FSA has published proposals to ban the promotion of Unregulated Collective Investment Schemes...

21 firms in default, says FSCS

The Financial Services Compensation Scheme (FSCS) has declared 21 firms in default, meaning consumers...

Half a million pound fine for payday lender

The Office of Fair Trading (OFT) has imposed a £544,505 financial penalty on the...

L&G outlines post-RDR legacy product rules

Legal & General has provided details for its post-RDR adviser charging rules for individual...

FSA takes action against City Gate

The FSA has publicly censured City Gate Money Managers Limited and banned its director...

Crucial European vote on mortgages delayed

A vote that may decide the final shape of the proposed European directive on...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

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