Regulation

Multi-million pound fine for Bank of Scotland

The FSA has fined Bank of Scotland (BOS) £4.2 million for failures in their...

Government approves LIBOR review recommendations

The government has accepted the recommendations of Martin Wheatley's independent review of LIBOR in...

Perspective ready for RDR

Perspective Financial Group has completed its latest adviser conference and said it is prepared...

IMLA backs FCA’s draft Conduct Approach

The Intermediary Mortgage Lenders Association (IMLA) has welcomed the Financial Conduct Authority's (FCA) new...

‘Journey to the FCA’ roadmap published

The FSA has published the Journey to the FCA, a paper that sets out...

Openwork unveils adviser support programme

Openwork is introducing a number of initiatives designed to support mortgage advisers as they...

Government warned over property development plans

Legal expenses insurer DAS has warned that boundary disputes between neighbours could dramatically increase...

FSA sounds warning over commission ban

The FSA has written to the CEOs of 24 product provider and advisory firms,...

‘Licence bankers,’ parliament told

The chairman of the Financial Services Consumer Panel has called for the licensing of...

The benefits of Chartered status

While the upcoming implementation of RDR is likely to benefit clients in terms of...

Taxman wins stamp duty avoidance case

HM Revenue & Customs (HMRC) has won a decisive battle against a widely-marketed scheme...

Tenet offers run-off cover solution

Tenet has launch a permanent run-off cover policy, which it believes is the first...

New OFT guidance for estate agents

The Office of Fair Trading (OFT) has published guidance to assist estate agents and...

Half a million pound fine for former HBOS director

The FSA has fined former HBOS executive Peter Cummings £500,000 and banned him from...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES