Regulation

What now for interest only?

The announcement around the MMR, rather than clearing up the interest only situation, has...

Openwork bolsters RDR marketing support

Openwork is to improve its marketing support for network members as part of an...

Overwhelming majority want estate agent regulation

90% of homebuyers are calling for compulsory regulation of estate agents to better protect...

AIFA calls for changes to FSCS proposals

The Association of Independent Financial Advisers (AIFA) has responded to the FSA’s consultation on...

MMR: FSA makes change to advised sales

The FSA has made a change in the final rules of the Mortgage Market...

MMR: All about the implementation, says Consumer Panel

The Financial Services Consumer Panel has welcomed the publication of the final rules for...

MMR: Equity Release Council welcomes announcement

The Mortgage Market Review (MMR) has received the support of the Equity Release Council. "The...

MMR: won’t reinvigorate housing market, says IMLA

The Intermediary Mortgage Lenders Association (IMLA), has given approval to certain elements in...

MMR: ‘common sense approach’

An industry compliance veteran has given his qualified support to the FSA's final rules...

MMR: AMI gives cautious support

The Association of Mortgage Intermediaries (AMI) has claimed that lobbying work by trade bodies...

MMR: FSA publishes final rules

The FSA has published the final rules stemming from its Mortgage Market Review (MMR). They...

MMR: no interest-only ban

The FSA is not to ban interest-only mortgages, having published its final rules of...

FSA cracks down on prohibited persons

The FSA has targeted those believed to be conducting unauthorised business and in particular...

OFT consults on suspending credit licences

The Office of Fair Trading (OFT) is consulting on how it proposes to use...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES