Regulation

Cheshire Mortgage Corporation fined by FSA

The FSA has fined Cheshire Mortgage Corporation Limited (CMCL), £1.225 million for failing to...

FSA consults on benchmark changes

The FSA has proposed new rules and regulations for financial benchmarks. This comes after the...

Towry outlines RDR strategy

Wealth adviser Towry will be offering ‘restricted' advice on retail investment products when the...

Information disclosure not enough for consumer protection

The Financial Services Consumer Panel has warned that disclosure is not enough to guarantee...

FSA consults on temporary product intervention rules

The FSA is consulting on the approach the future Financial Conduct Authority (FCA) would...

Consumers planning to avoid advice post-RDR

32% of consumers are likely to do their own financial planning and product research...

The Leeds outlines RDR strategy

Leeds Building Society has launched its proposition for the Retail Distribution Review (RDR). Kim...

OFT reminds comparison sites over consumer clarity

The Office of Fair Trading (OFT) has written to 100 price comparison websites asking...

OFT appoints executive director

The Office of Fair Trading (OFT) has announced the appointment of Sonya Branch as...

MMR does not stop higher-risk lending, says FSA

Mortgage market stakeholders are likely to see further changes in a number of areas...

Huge FSA fine for CPP

The FSA has issued its joint largest retail fine of £10.5 million to Card...

Panel backs Bill concession on financial services access

The Financial Services Consumer Panel has welcomed changes to the Financial Services Bill...

FSCS funding strategy slammed by Tenet

Tenet has criticised the funding model for the Financial Services Compensation Scheme (FSCS), in...

Credit Union censured for channeling money into church

The FSA has publicly censured The Pentecostal Credit Union Limited (TPCU) for issuing loans...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES