Regulation

Regulator consults further on FSCS funding

The FSA has confirmed new rules designed to secure funding for the Financial...

Banks want PPI claim time limit

The FSA has confirmed rumours that it has been approached by the British Bankers'...

New FSA guidance over incentive schemes

The FSA has published final guidance that will help financial firms avoid creating and...

Payday lender under fire for TV ad

The Money Shop has had one of its television adverts banned by the Advertising...

Insurance broker banned and fined after “dishonesty and recklessness”

The FSA has banned insurance broker Harbinder Panesar from working in the financial services...

OFT puts requirements on two banks over charging orders

The Office of Fair Trading (OFT) has imposed requirements on Royal Bank of Scotland...

Tenet reveals post-RDR adviser status

Tenet has revealed that 98% of advisers within its network have maintained independent status...

Co-op Bank fined for failing to handle PPI complaints fairly

The FSA has fined The Co-operative Bank plc £113,300 for failing to handle payment...

Financial Services Bill becomes Act of Parliament

The Financial Services Bill has received Royal Assent. The Act, which comes into force from...

OFT underfunded to police consumer credit effectively

A report by the National Audit Office (NAO) has concluded that consumer credit regulation...

Huge fines for UBS over LIBOR fixing

UBS Bank has been fined a total of $1.53 billion by three financial regulators...

High hopes for FCA

The Financial Services Consumer Panel expects significant advances from the new Financial Conduct Authority...

Black and White Group directors fined and banned

The FSA has taken action against three former directors of Black and White Group...

Lack of employee awareness of RDR implications

Only 21% of employees are aware that as of 2013, people will have to...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES