Regulation

FSA sounds warning over commission ban

The FSA has written to the CEOs of 24 product provider and advisory firms,...

‘Licence bankers,’ parliament told

The chairman of the Financial Services Consumer Panel has called for the licensing of...

The benefits of Chartered status

While the upcoming implementation of RDR is likely to benefit clients in terms of...

Taxman wins stamp duty avoidance case

HM Revenue & Customs (HMRC) has won a decisive battle against a widely-marketed scheme...

Tenet offers run-off cover solution

Tenet has launch a permanent run-off cover policy, which it believes is the first...

New OFT guidance for estate agents

The Office of Fair Trading (OFT) has published guidance to assist estate agents and...

Half a million pound fine for former HBOS director

The FSA has fined former HBOS executive Peter Cummings £500,000 and banned him from...

Consumer Panel backs ‘inappropriate incentive’ clampdown

The Financial Services Consumer Panel has welcomed Martin Wheatley's drive to ensure that all...

FSA seeks to stop “flawed” sales bonuses

Martin Wheatley, managing director of the Financial Services Authority (FSA) and chief executive officer...

New guide to RDR produced

Standard Life, unbiased.co.uk, the Institute of Financial Planning and The Personal Finance Society have...

Advisers and clients struggle to get to grips with RDR

Financial advisers and investors are struggling to prepare for the imminent impact of new...

New FSA guide on financial advice

The FSA has published a new guide which it hope will help consumers understand...

FSA authorisation for BFS Home Loans

BFS Home Loans has been approved by the FSA for regulated mortgage contracts. The firm...

SBG gets CII accreditation for gap-fill library

Sesame Bankhall Group’s (SBG) RDR gap-fill library for advisers has been received official CPD...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES