Regulation

TenetSelect to hold free DA seminars

TenetSelect is holding a series of free assessing suitability seminars throughout June, aimed at...

Over 60% of tenants in the dark over protection

UK letting agents hold over £2.7 billion of landlord and tenants’ money but, according...

Committee questions further P2P regulation

Andrew Tyrie MP, chairman of the parliamentary Treasury Committee, has written to Tracey McDermott,...

Large majority of brokers to deal with second charges

84% of brokers surveyed by Legal & General Mortgage Club plan to include second...

Are lenders behind the FCA’s latest pronouncements?

The flurry of papers from the FCA recently, all concentrating on the post-Mortgage Market...

Former Keydata compliance officer banned

The Financial Conduct Authority (FCA) has banned Peter Johnson, former compliance officer of Keydata...

AMI concerned by FCA’s competition stance

The Association of Mortgage Intermediaries (AMI) has revealed its its disappointment by the FCA's...

CML pleased by FCA’s competition statement

The Council of Mortgage Lenders (CML) has responded to the Financial Conduct Authority's competition...

FCA to hold mortgage market competition study

The Financial Conduct Authority (FCA) is to undertake a targeted market study focused on...

Advisers concerned over long-term BTL prospects

There has been a small rise in the volume of buy-to-let business being written...

Keystone to provide split stress tests

On 14 June Keystone Property Finance will introduce separate stress tests for individual and...

CML Wales chair wants collaboration with government

The chair of the CML in Wales has expressing the importance of collaboration between...

Rogue claims management firms targeted

A pair of claims firms suspected of making thousands of nuisance calls and ripping...

Warning sounded over pay rate BTL

Simon Bayley, commercial director at Foundation Home Loans, has questioned whether the next affordability bubble...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

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