Regulation

Hamptons Estates’ ad misleading, rules watchdog

The Advertising Standards Authority (ASA) has told Hampton Estates that an online advert outlining...

Paragon: decline in landlords’ purchasing intentions

Landlords are strengthening their credit profiles as they shift investment away from new acquisitions...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

Life & pensions sector to contribute more to FSCS

The Financial Services Compensation Scheme (FSCS) will levy £337m in the financial year 2016/17,...

Scrutiny for parliament over FCA CEO appointment

George Osborne has written to Andrew Tyrie MP, the Chairman of the Treasury Committee,...

Secured loans now faster following cooling-off cull

The implementation of the Mortgage Credit Directive (MCD) has led to increased competitiveness for...

Seconds distributor on CeMAP track

Second charge distributor Fluent Money says it is set to have all 85 of its client-facing...

Tracey McDermott to leave the FCA

Tracey McDermott, acting chief executive of the Financial Conduct Authority (FCA) is to leave...

LLA responses to FCA’s ageing population paper

The Later Life Academy (LLA) has submitted its response to the FCA Discussion Paper (DP16-1),...

LIBOR submitter banned by FCA

The Financial Conduct Authority (FCA) has banned Paul White from performing any function in...

FCA approves change of control for Everyday Loans

The Financial Conduct Authority (FCA) has given the green light for Non Standard Finance...

New deputy governor for the BoE

Sam Woods has been appointed deputy governor for the Bank of England with responsibility...

FCA allows affordability waiver for lifetime mortgages

The Financial Conduct Authority (FCA) has decided allow lifetime mortgage lenders to apply for...

Call for re-levelling of disclosure playing field

The Association of Mortgage Intermediaries (AMI) has called for the Financial Conduct Authority (FCA)...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

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