Regulation

“Time for DAs to decide” over seconds route

Master broker Clever Lending says it is still seeing a number of Directly Authorised...

Business as usual for seconds

Fluent Money has claimed that "strong" collaboration between lenders, distributors and brokers in the...

AMI to fight FCA’s “unfair fees”

The Association of Mortgage Intermediaries (AMI) has responded the Financial Conduct Authority's (FCA) Business...

FHL: longer-term BTL rates should appease FPC

Foundation Home Loans’ commercial director, Simon Bayley, believes that much of the issue surrounding...

IMLA fears PRA action will dumb down buy-to-let market

The intermediary Mortgage Lenders' Association (IMLA) has responded to the Prudential Regulation Authority (PRA) consultation...

Lloyds Bank launches online remortgage service

A new online service to provide increased ease for those looking to switch their...

Kent Reliance offers landlord guide to incorporating

Kent Reliance has commissioned a new report to educate landlords on the tax implications...

BoE proposes BTL affordability tests

The Bank of England is seeking to further clamp down on the UK's buy-to-let...

BoE seeks to define ‘portfolio landlord’

The Bank of England's Prudential Regulatory Authority (PRA) intends to establish a standard definition of...

80% of DAs advising on second charges themselves

The Loans Engine has claimed that eight out of 10 directly authorised (DA) advisers...

FCA authorisation for Darwin Loan Solutions’ brands

Manchester-based lending specialist Darwin Loan Solutions has announced that all of the companies within...

Y3S completes Together’s first MCD secured loan

Specialist lender Together has revealed that its first second charge Mortgage Credit Directive (MCD)...

FCA orders £939k ‘rent to own’ redress

The Financial Conduct Authority (FCA) says rent to own provider Buy as You View will pay...

Together secures full FCA authorisation

Together has been granted full authorisation from the Financial Conduct Authority (FCA) for its...
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COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

charity

Cambridge BS awards £15,080 grant to support young women

Cambridge Building Society has awarded Turtle Dove Cambridge £15,080 to help young women at...
Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...

PROFILES