Regulation

MCD is a great leveller, claims broker

The Loans Engine has welcomed the introduction of the Mortgage Credit Directive (MCD) into the...

Govt’s BTL action causing rents to rise

Tenants are facing the first rises in market rents since the autumn, according to...

Clever Lending granted FCA credit permissions

Master broker Clever Lending says it is "fully ready" for the new Mortgage Credit...

IMLA: Basel proposals could scupper B&B sale

The Intermediary Mortgage Lenders' Association (IMLA) has warned that Basel proposals mean Bradford &...

BUDGET 2016: the speech in full

Mr Deputy Speaker, Today I report on an economy set to grow faster than any...

Landlords divided over government BTL ‘clampdown’

59% of landlords surveyed by property crowdfunding platform Property Partner say they are shelving plans to...

Financial Advice Market Review recommendations published

The Financial Advice Market Review (FAMR) report into access to affordable financial advice and...

New chair for CML Scotland

Carol Anderson has been appointed new chair of the Council of Mortgage Lenders (CML) in...

Strong approvals performance in February

The latest Mortgage Monitor from E.surv has found that overall house purchase approvals (seasonally...

Conveyancers want stability from Budget 

The Conveyancing Association (CA) has urged George Osborne to "favour stability over continued change"...

Brokers need to keep generating new business

Foundation Home Loans (FHL) has warned that brokers could find themselves short of new business now...

Strong February partnership for Enterprise and Together

Enterprise Finance and Together completed £4.3m in second charge transactions between them last month. For...

Legal & General updates MCD Matrix

Legal & General Mortgage Club has updated its Mortgage Credit Directive (MCD) Matrix to...

Brokers offered free phone call recording 

PhonesForBrokers has introduced a special offer so brokers can receive free call recording when they take...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Knowledge Bank opens broker search data to lenders through KB PRO

Knowledge Bank has launched an intelligence service that allows mortgage lenders to analyse more...

Stamp duty receipts defy housing market slowdown

Stamp Duty Land Tax receipts remained above pre-pandemic levels during the first half of...

Prime London sales falter as rental growth hits 18-month high

Prime London sales activity weakened in July while annual rental growth accelerated to its...

RICS: Mortgage costs keep housing market subdued

The UK housing market remained subdued in July as buyer demand and agreed sales...

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