Regulation

MCD – a new dawn for secured loan lenders

Equifinance has just funded our first fully MCD-compliant loan. To get to this point...

FCA to investigate six life firms

The Financial Conduct Authority (FCA) has this morning published a report setting out its findings...

FCA to pilot general insurance scorecards

The Financial Conduct Authority (FCA) is to pilot the publication of general insurance ‘scorecards’...

Precise completes MCD-compliant secured loan

Precise Mortgages has completed its first Mortgage Credit Directive (MCD) compliant second charge loan. The...

Losses continue at RBS

The Royal Bank of Scotland Group (RBS) has reported a loss for 2015 of...

First Complete begins MCD training across UK

First Complete has started to carry out UK-wide training on the impact of the...

Affordability hit borrowers turning to bridging

86% of brokers surveyed saw an increase in bridging loan volume during the fourth...

Ferratum gains FCA authorisation

Short-term and payday loan provider Ferratum UK has been granted authorisation by the Financial Conduct Authority...

2016: Challenges, changes and opportunities for brokers

To quote a heavily used cliché from Alexander Graham Bell: “When one door closes,...

Regulator wants CCA stakeholder views

The Financial Conduct Authority (FCA) has launched a Call for Input on the review...

Freedom Finance offering three MCD broker options

Freedom Finance’s intermediary division has provided details its available options for intermediaries who will...

Precise Mortgages’ MCD upgrade is completed

DPR Consulting has completed a systems upgrade for Precise Mortgages. The update provides compliance with...

PFS proposes solution in FAMR commission debate

The Personal Finance Society has suggested a solution to the debate over commission and the Financial...

SMP welcomes FCA exam review

The Financial Conduct Authority's (FCA) decision to review examination standards across a broad range...
1...757677...118Page 76 of 118

COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Technology

Knowledge Bank opens broker search data to lenders through KB PRO

Knowledge Bank has launched an intelligence service that allows mortgage lenders to analyse more...
affordability

Stamp duty receipts defy housing market slowdown

Stamp Duty Land Tax receipts remained above pre-pandemic levels during the first half of...
News

Prime London sales falter as rental growth hits 18-month high

Prime London sales activity weakened in July while annual rental growth accelerated to its...
House prices

RICS: Mortgage costs keep housing market subdued

The UK housing market remained subdued in July as buyer demand and agreed sales...

PROFILES