Regulation

V Loans adopts MCD changes

V Loans has decided to implement Mortgage Credit Directive (MCD) changes ahead of the deadline. The second...

Clever Lending prioritising pipeline in run up to MCD

Master broker Clever Lending has implemented its new processes for Mortgage Credit Directive (MCD)...

PMS and Sesame outlines Mortgage Extra Live schedule

PMS and Sesame are holding a series of seminars at 12 UK venues for clients...

Twenty7Tec systems now fully MCD compliant

Twenty7Tec Group has stated that it has completed the required developments to enable its...

TenetLime sees large interest in MCD events

TenetLime has revealed that its current schedule of Mortgage Credit Directive (MCD) events in...

Buy-to-let in 2016 ‘all about location’

Foundation Home Loans (FHL) has suggested that the challenge for landlords, following the introduction of...

80% rise in Tenet Masterclass attendance

Tenet has reported a doubling from two rounds in 2014 to four in 2015...

FCA urged to look at changes to affordability rules

The Financial Conduct Authority (FCA) has been urged by the Equity Release Council to...

Accidental landlords at risk from impending changes

55% of new buy-to-let mortgage applicants are unaware of the mortgage tax relief changes,...

BTL legal campaign has ‘reasonable chance of success’

The legal campaign against tax relief changes for buy-to-let landlords has progressed to the next...

£15.5m in fines imposed by FCA over integrity failings

The Financial Conduct Authority (FCA) has fined five individuals and two firms a total...

A better tomorrow

2015 was a positive year for the mortgage market in many respects and was...

Regulators confirm senior HBOS manager probe

The Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) have started investigations...

IRESS gears up for the MCD

IRESS has made changes to its technology solutions in advance of the introduction of...
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COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Technology

Knowledge Bank opens broker search data to lenders through KB PRO

Knowledge Bank has launched an intelligence service that allows mortgage lenders to analyse more...
affordability

Stamp duty receipts defy housing market slowdown

Stamp Duty Land Tax receipts remained above pre-pandemic levels during the first half of...
News

Prime London sales falter as rental growth hits 18-month high

Prime London sales activity weakened in July while annual rental growth accelerated to its...
House prices

RICS: Mortgage costs keep housing market subdued

The UK housing market remained subdued in July as buyer demand and agreed sales...

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