News

Zephyr cuts rates on large HMO and MUFB products

Zephyr Homeloans has lowered pricing across its large HMO and MUFB ranges. The lender is...

LifeSearch adds digital trust capability to online life insurance journey

LifeSearch has partnered with Trust Genie and Yavia to allow customers buying life insurance...

First-time buyer affordability improves as wages rise and mortgage rates ease

First-time buyers are seeing the most favourable affordability conditions in almost a decade, according...

Catalyst expands new business team amid rising demand

Catalyst Property Finance has strengthened its new business operations with three senior hires and...

Hanley Economic launches advanced stage payment self-build mortgage with BuildLoan

Hanley Economic Building Society has introduced a two-year interest-only self-build variable discount mortgage with...

AUTUMN BUDGET: Affordability remains the key to activity

After all the speculation, this Budget offered little for the housing market. No stamp duty...

Lloyds Banking Group expands support for first-time buyers with £1bn extra lending

Lloyds Banking Group is widening access to higher loan-to-income borrowing for new buyers by...

AUTUMN BUDGET: BoE rate cuts on the way?

Following the Chancellor's Budget today, speculation is inevitably turning to the Bank of England...

AUTUMN BUDGET: Treasury summary

This is the executive summary from the Treasury's full Budget document. This Budget takes the...

AUTUMN BUDGET: Landlord gloom as Budget raises income tax on property profits

Landlords are set to see an increase in their tax bills following the Chancellor’s...

AUTUMN BUDGET: Salary sacrifice cap to be introduced

Rachel Reeves has announced plans to change salary sacrifice arrangements for pension contributions. The chancellor...

AUTUMN BUDGET: OBR downgrades 2026-2029 growth forecasts

The Office for Budget Responsibility (OBR) has revised down its growth forecasts for UK...

AUTUMN BUDGET: Cash ISA allowance cut

Rachel Reeves has confirmed changes to the annual ISA allowance. In today's Autumn Budget, the...

AUTUMN BUDGET: OBR leak lays bare full scale of Reeves’s tax plans

The Autumn Budget was thrown into turmoil after the Office for Budget Responsibility mistakenly...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES