YBS Commercial trims buy-to-let rates and adds two-year fixes

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YBS Commercial Mortgages has reduced rates across its buy-to-let range while introducing new two-year fixed products for landlords.

The lender confirmed that, from Wednesday 29 April, rates on its new-business five-year fixed buy-to-let products for portfolio landlords have been cut by up to 0.15%.

The move comes alongside the launch of a new suite of two-year fixed buy-to-let products, available up to 75% loan-to-value, aimed at broadening choice for brokers and their landlord clients.

Among the new options is a two-year fixed rate priced at 4.90% up to 55% LTV, carrying a 2% fee.

Across its refreshed five-year range, YBS Commercial is now offering a 65% LTV product at 4.80%, reduced from 4.95%, with a 3% fee. At higher leverage, a 75% LTV five-year fix has been cut to 5.00%, down from 5.10%, also with a 3% fee.

The lender said the changes reflect improved market conditions and are designed to support brokers placing cases in a stabilising rate environment.

Angela Norman, managing director of YBS Commercial Mortgages, said: “As market conditions have stabilised, we’re pleased to be able to pass on the benefit with these reductions and enhance our product range.

“These latest changes, including our new two-year product range, reflect our ongoing commitment to providing competitive pricing and choice, supporting brokers with products they can place with confidence.”

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