News

Recognise Bank lifts loan book by 30% and opens Milton Keynes office

Recognise Bank has reported a rise of more than 30% in its loan book...

Hope Capital strengthens focus on people with new industry pledges

Hope Capital Property Finance has added three new industry pledges to its people strategy,...

Halifax takes top spot for broker experience in latest lender benchmark

Halifax has been named the best mainstream lender and the top performer for overall...

Getting to Know You: Matt Coulson, Heron Financial

Name: Matt Coulson Age: 39 Location: Newcastle Firm: Heron Financial Education: High school Specialty: Tech-enabled mortgage advice, ethical...

Lloyds to cut Product Transfer fees in New Year

Lloyds Banking Group has angered some mortgage advisers after confirming it will slash procuration...

Treasury Committee launches inquiry into government’s financial inclusion strategy

The Treasury Committee has opened a new inquiry into the government’s financial inclusion strategy,...

Together warns budget tax rises will squeeze landlords and older homeowners

Together has warned that measures announced in the Autumn Budget could increase strain on...

Budget U-turns and tax shocks dominate expert webinar

The Autumn Budget’s confused signalling, long lead times and heavy hit on property investors...

Property deals edge higher but non-residential market still lagging

UK property transactions picked up in October, with residential activity reaching its strongest level...

Yorkshire Building Society brings mortgage brands under one division

Yorkshire Building Society is consolidating its mortgage operations into a single Homes division in...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

Mortgage Brain expands customer success team with two new hires

Mortgage Brain has strengthened its customer success team with the appointment of Richard Bethune-Wright...

HTB completes refinance in race to beat bridging deadline

Hampshire Trust Bank has delivered a £400,000 refinance for an experienced landlady in Egham,...

Charles Randell joins Fairer Finance advisory board

Former FCA chair Charles Randell CBE has been appointed to Fairer Finance’s Consumer Advisory...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES