News

Mercantile Trust enhances criteria and unveils new calculator

Mercantile Trust has announced a series of lending criteria enhancements alongside the launch of...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Paragon creates new intermediary relationship team to bolster broker support

Paragon Bank has established a dedicated intermediary relationship team as it seeks to deepen...

Atom bank lowers commercial mortgage entry point to £200,000

Atom bank has reduced the minimum loan size across its commercial mortgage range to...

Air sets out Consumer Duty blueprint for later life lending advice

Air has published a new report designed to help advisers evidence later life lending...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Gatehouse trims two-year buy-to-let rental rates for expats and overseas investors

Gatehouse Bank has lowered rental rates across parts of its two-year fixed-term buy-to-let range...

Stonebridge reports record £16.2bn lending

Mortgage lending at Stonebridge rose by almost a quarter to £16.2bn in 2025, as...

Keystone lifts LTV caps on Refurb to Let loans

Keystone Property Finance has increased maximum loan-to-value limits across its Refurb to Let range,...

Countrywide Surveying Services renews exclusive referral tie-up with Capital Private Finance

Countrywide Surveying Services (CSS) has renewed its partnership with Capital Private Finance under an...

Norton streamlines broker submissions with online DIP and ONS-based affordability model

Norton Home Loans has introduced an online decision-in-principle and a new two-tier affordability assessment...

Shepherds Friendly marks 200 years with adviser outreach drive

Shepherds Friendly has begun a year-long intermediary campaign to coincide with its bicentenary, with...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

Mercantile Trust joins Twenty7tec’s sourcing panel to widen specialist access

Twenty7tec has added Mercantile Trust to its lender panel within RESEARCH, extending the range...
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COMMENT

funding

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

News

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...
Building Societies

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...
News

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...
News

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES