News

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...

Equity release lending falls as uncertainty delays completions

Equity release lending fell in the first quarter of 2026 as economic uncertainty and...

Afin Bank removes fee from 95% LTV five-year fixes

Afin Bank has removed the product fee from its 95% loan-to-value five-year fixed rate...

The Right Mortgage launches adviser academy

The Right Mortgage & Protection Network has launched a training programme aimed at bringing...

Cloud Mortgages joins Stonebridge in technology-led growth push

Cloud Mortgages has joined Stonebridge as it seeks to expand its adviser team with...

GB Bank completes £1.5m HMO refinance for portfolio landlord

GB Bank has completed a £1.5 million HMO refinance for an experienced landlord, moving...

The Darlington completes expat mortgage for Saudi-based couple

Darlington Building Society has completed a UK residential mortgage for an expat couple based...

OMS appoints Esther Morley as non-executive director

One Mortgage System (OMS) has appointed Esther Morley as non-executive director as the mortgage...

Access FS partners with The Protection Coach to shift adviser conversations

Access Financial Services has announced a new partnership with Matt Chapman, widely known across...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Gatehouse Bank raises income multiples across home purchase plans

Gatehouse Bank has increased its finance-to-income ratios across its home purchase plan range, allowing...

Landlords retreat from London market as rental stock tightens

Landlords have been exiting the London market since proposals for rental reform first emerged,...

Landlords brace for RRA impact as tenant stability holds firm

Landlords are preparing for significant change as the Renters’ Rights Act 2025 comes into force with...

Landlord exit reshapes London buy-to-let landscape

Landlords have been exiting the London rental market since reforms were first proposed with...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Case Studies

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...
Distribution

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...
News

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...
News

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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