News

North–South divide widens in UK’s most affordable towns

New research from Zoopla shows a deepening divide in housing affordability with the most...

Budget uncertainty stalls plans for almost a fifth of home-movers

Speculation over property tax reforms in the upcoming Autumn Budget is prompting thousands of...

Phoebus gains SBTi validation as it accelerates net zero strategy

Mortgage servicing software firm Phoebus has had its emissions reduction plans formally validated by...

Gold collection enables rapid £150k loan for business owner

A marketing entrepreneur has secured a four-month £150,000 loan against his gold collection after...

London buyers pay almost £25bn in stamp duty in a decade

London homebuyers have paid nearly £25bn in stamp duty over the past 10 years...

Affordability edges up as wage growth outpaces house prices

UK housing affordability is expected to improve again next year, with the national house-price-to-income...

HSBC to further cut residential and buy-to-let mortgage rates

HSBC is set to lower rates across its residential and buy-to-let ranges, including products...

Time Finance bolsters regional expansion with new business development hire

Time Finance has strengthened its vendor finance operation with the appointment of Gil Dudson...

Financial education boosts demand for protection insurance

Young adults who receive financial education are significantly more likely to buy protection insurance...

Stamford Finance passes £100m lending landmark

Stamford Finance has passed £100m in total lending, marking a significant step for the...

Work-life balance emerges as top priority for UK workers

Almost half of UK employees say work-life balance is their leading consideration when choosing...

Women in Finance: Together pushes for progress

Together has stepped up its campaign to support female talent in specialist finance with...

HomeNow to expand rent-to-own scheme after securing £65m funding

HomeNow has secured £65 million in new funding as it prepares to expand its...

Mortgage affordability improves to its best level in almost three years

New data from Stonebridge shows borrowers are now spending the smallest share of their...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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