Mortgages

Smart Money People relaunches mortgage research for vulnerable customers

Smart Money People has relaunched its vulnerability-focused research into the UK mortgage market, expanding...

Vida cuts rates and broadens criteria in specialist push

Specialist lender Vida has announced a series of sweeping changes across its buy-to-let and...

Norton Finance named launch partner for new lender

Norton Finance has been announced as a launch partner for Afin Bank, the newly...

RAW Capital Partners cuts rates and simplifies pricing at higher LTVs

RAW Capital Partners has announced a series of pricing changes, including rate cuts at...

NatWest appoints PEXA to digitise remortgage process

NatWest has signed a formal agreement with PEXA Group to begin implementing the digital...

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Remortgage pipeline builds despite June slowdown in completions

The UK remortgage market remained steady in June, with new instructions and cancellations holding...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

LiveMore doubles applications and launches major recruitment drive

LiveMore, the later life lending specialist, has more than doubled mortgage applications in the...

Renters face steeper rise in housing costs than mortgage holders

Private renters have seen their monthly housing costs rise more sharply than mortgaged homeowners...

Clydesdale Bank to cut selected residential rates

Clydesdale Bank will reduce rates across a number of its residential mortgage products from...

Borrowers take on larger mortgages as lenders ease affordability rules

Mortgage borrowers took advantage of loosened lending criteria in May, selecting significantly larger loans...

Gen H partners with Sesame to broaden distribution

Gen H has added mortgage network Sesame to its distribution panel, marking the latest...

Cleverly returns to frontbench as shadow secretary of state for housing

Kemi Badenoch has brought former leadership rival Sir James Cleverly back to the Conservative...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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