Mortgages

AI won’t replace mortgage brokers – but those who don’t adapt could be left behind, say industry leaders

Artificial intelligence is set to transform the mortgage industry but it won’t replace the...

Newcastle for Intermediaries introduces early product transfers

Newcastle for Intermediaries has unveiled a more flexible approach to product transfers, allowing brokers...

Tipton & Coseley updates affordability criteria

Tipton & Coseley Building Society has revised its affordability criteria, allowing borrowers to access...

Co-operative Bank for Intermediaries trims fixed rates

The Co-operative Bank for Intermediaries has announced rate reductions of up to 19 basis...

Homebuyers saw £6.6bn Stamp Duty bill as tax burden rises 21%

Homebuyers in the UK paid £6.6bn in Stamp Duty Land Tax during the first...

Suffolk BS joins Mortgage Broker Tools platform to broaden intermediary reach

Suffolk Building Society has partnered with Mortgage Broker Tools (MBT), making its full product...

Lenders warned of rising arrears risk as council tax hikes loom for London borrowers

Lenders are being urged to prepare for a surge in borrower arrears as planned...

LendInvest returns to profitability as lending hits record high

LendInvest has returned to profitability in the second half of its financial year, buoyed...

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

Vida unveils AI chatbot to expand broker support

Specialist mortgage lender Vida has launched an artificial intelligence-powered chatbot to improve support for...

Afin Bank set to offer mortgages to diaspora communities in the UK

A new digital bank focused on the African diaspora and other under-served communities is...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

Sellers cut prices sharply to compete as buyers regain confidence

UK housing stock may be at its most plentiful in over a decade but...

Hamptons downgrades rental growth forecast as demand shifts to sales market

Hamptons has sharply downgraded its rental growth forecast for 2025, projecting that rents across...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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