Loans

FCA to review whether APRs help borrowers compare credit costs

The Financial Conduct Authority is seeking views on whether annual percentage rates remain the...

UTB completes £125k second charge loan in two days

United Trust Bank has completed a £125,000 second charge loan from application to completion...

Nivo to launch broker roundtable series in Manchester

Nivo is launching a series of private broker roundtables, beginning with a lunch at...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

West One cuts mortgage rates and revamps shared ownership range

West One has cut rates across its residential and buy-to-let ranges, while also making...

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being...

Equifinance promotes Kieran Park to chief operating officer

Intermediary-focused lender Equifinance has appointed Kieran Park as chief operating officer, expanding his responsibilities...

UTB widens criteria on benefits income and later life lending

United Trust Bank (UTB) has introduced further changes to its residential and second charge...

Ampla Finance adds three to team as it builds support for introducers

Ampla Finance has made three senior team changes across underwriting, compliance and growth as...

Mortgage borrowing rises as approvals edge higher in February

Mortgage borrowing and approvals both increased in February, although activity remains close to recent...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

24-hour secured loan case underlines growing use of specialist finance

A secured loan completed within 24 hours is being cited as a sign of...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

NatWest strengthens broker support with intermediary team expansion

NatWest has expanded its intermediary leadership team with the creation of two new corporate...

PROFILES