Pivotal has acquired mortgage technology and data provider LendingScore as it looks to build out its client-facing technology across the UK mortgage market.

The acquisition will see Pivotal create Pivotal Innovations Lab, a new technology business intended to support specialist teams across residential mortgages, buy-to-let, bridging, second charge lending, business finance, protection and general insurance.

LendingScore’s technology has already been used by Simply Lending, a Pivotal firm led by Adam Hinder.

Its systems include an end-to-end mortgage CRM, a specialist sourcing engine, a modular CRM operating across several Pivotal firms, an AI lead qualification tool integrated with Google Gemini AI, and OpenStatements, which provides automated income verification and fraud risk reduction through credit bureau integration.

Pivotal said the acquisition would accelerate its technology roadmap and provide a base from which to develop its use of AI and data across the group.

Mayank Prakash (pictured), group chief executive of Pivotal, said: “The technology solutions developed by Luke Saint and his team reflect a world-class deep understanding of the client needs. AI technology and data are key parts of our broader growth strategy.

“This addition positions us to become the go-to trusted advisers for mortgage, protection and home insurance across the UK.”