Later Life

Newcastle for Intermediaries removes age cap on standard repayment mortgages

Newcastle for Intermediaries has abolished the maximum age limit for the repayment of standard...

Virgin Money and Clydesdale Bank expand criteria and boost approval rates

Virgin Money and Clydesdale Bank have unveiled a series of lending changes aimed at...

Hanley Economic expands later life mortgage range with new RIO offerings

Hanley Economic Building Society has expanded its later life lending portfolio with the introduction...

Commuter belt triumphs as Chesham and Amersham top UK retirement wellbeing index

Chesham and Amersham, a Buckinghamshire constituency more commonly associated with the commuter belt than...

Why we shouldn’t wait for the FCA to act on later life lending

It might feel odd to be talking about a new year, when we’re barely...

LiveMore doubles applications and launches major recruitment drive

LiveMore, the later life lending specialist, has more than doubled mortgage applications in the...

Later life lending supporting over-50s locked out of labour market

A growing number of over-50s who find themselves out of work and ineligible for...

New report calls for consistent action on vulnerability in later life lending

A new industry report from the Equity Release Council has called on the later...

More than one in four lifetime mortgages used to repay existing debts

More than a quarter of new lifetime mortgages arranged in the second quarter of...

Lending into retirement and intergenerational mortgages key to tackling affordability crisis

Senior mortgage market figures have called for a shift in lending practices to help...

Paradigm teams up with Air to offer later life lending support

Paradigm Mortgage Services has announced a new strategic partnership with later life lending platform...

Pure Retirement expands adviser resources

Pure Retirement has launched several new resources, aiming to equip intermediaries with marketing tools,...

Mortgage advisers must evolve to meet rising demand for later life lending, warns Key

Mortgage advisers must adapt their business models to address the growing needs of older...

LiveMore completes £215m social bond securitisation

LiveMore has completed its second social bond securitisation, with a £215 million transaction that...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning...

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