Later Life

Pure Retirement provides new resources to broaden later life lending understanding

Pure Retirement has expanded its suite of resources aimed at helping both advisers and...

Later life lending expands with new products responding to demand

The later life lending market is continuing to evolve with new products designed to...

Concerns as UK household spending rises again

UK households increased their weekly spending to an average of £623.30 in the year...

Later life lending climbs as over-55s borrow deeper into retirement

Lending to older borrowers edged upwards in the second quarter of the year, with...

Mortgage advisers urged to broaden later life lending advice

Mortgage advisers must be prepared to consider the full range of later life lending...

Skipton teams up with Age UK to support older people through cost of living crisis

Skipton Building Society has partnered with Age UK to deliver a national programme aimed...

more2life launches Omni lifetime mortgage to expand later life borrowing options

More2life has launched a new lifetime mortgage, Omni, designed to give advisers and older...

Call to merge CeRER with CeMAP

Key, the UK’s largest equity release adviser, has urged the Financial Conduct Authority (FCA)...

Vulnerable equity release customers still overlooked, warns ERG

The Equity Release Group (ERG) has warned that the financial advice industry is failing...

FCA warns of surge in impersonation scams as fraudsters target older victims

Almost 5,000 reports of fraudsters impersonating the Financial Conduct Authority (FCA) were made in...

AS Financial rebrands to showcase growth beyond mortgages

AS Financial, the London-based financial advisory firm, has unveiled a bold new brand identity...

Industry voices warn over risks of stamp duty reform

Chancellor Rachel Reeves’s consideration of replacing stamp duty with a new national property tax...

Younger generations look to pensions and property for retirement security

Millennials and Generation Z are increasingly turning to both pensions and property to secure...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning...

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid...

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