Later Life

Lenders urged to act on ageing population’s impact on homeownership

The UK housing market is approaching a tipping point, with a rapidly ageing population...

One in eight new lifetime mortgages now taken out by owners of high-value homes

New data from Pure Retirement has revealed that 12% of its new lifetime mortgage...

Mortgage and rental spending growth slows again as affordability pressures persist

Growth in consumer spending on rent and mortgages slowed for the fourth consecutive month...

LiveMore enters Growth 500 with 721% revenue rise over three years

LiveMore, the specialist mortgage lender catering to customers aged 50 to 90 plus, has...

Guernsey sets out new equity release rules ahead of 2026 market launch

The Guernsey Financial Services Commission has unveiled a new regulatory framework for equity release...

The Dudley’s gross mortgage lending grows 19% over two years

Dudley Building Society has reported continued growth in both lending and customer assets, with...

Retirement affordability fears grow as pension confusion deepens

A growing number of working adults believe they will never be able to afford...

Five Foxes take specialist lending insights to Leeds brokers

The collaborative 'Five Foxes' group of East Midlands building societies is set to take...

Reflecting the modern realities of retirement

There’s a quiet revolution happening in the world of mortgage lending, driven by the...

The Vernon reports 158% rise in RIO mortgage demand

Vernon Building Society has reported a sharp rise in demand for its retirement interest-only...

LiveMore reduces selected standard and RIO rates

Specialist later life lender LiveMore has announced a package of interest rate reductions across...

Two-thirds of Generation X unprepared for retirement

A significant majority of Generation X are approaching retirement with little financial preparation, according...

Twenty7tec in partnership with Advise Wise

Mortgage technology provider Twenty7tec has announced an exclusive integration with later life lending platform...

LiveMore appoints Midlands key account manager

LiveMore has appointed James Green as its new key account manager for the Midlands. Green...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning...

PROFILES