Later Life

Survey reveals cost of living pressures and tax fears weighing on mutual’s members

Concerns over the cost of living and the prospect of tax rises continue to...

Hanley Economic expands RIO lending as maximum LTV rises to 70%

Hanley Economic Building Society has widened its later life lending range by lifting the...

AUTUMN BUDGET: Industry braces for impact

On Wednesday, the Chancellor is due to deliver the second highly anticipated Autumn Budget...

Financial education boosts demand for protection insurance

Young adults who receive financial education are significantly more likely to buy protection insurance...

Iress expands equity release functionality as advisers seek deeper data

Iress has upgraded its equity release service on The Exchange in response to rising...

Clients seek reassurance amid Budget uncertainty

Consumers are placing growing value on financial advice as speculation ahead of the Budget...

Equity release borrowers turn to property wealth to clear mortgages

New data from Key Advice suggests a marked shift in how older homeowners are...

Over-55’s call for stamp duty abolition ahead of Autumn Budget

As Chancellor Rachel Reeves prepares to deliver the Autumn Budget over-55s are making their...

Equity Release Group expands adviser team after StepChange partnership

Equity Release Group has strengthened its advisory arm, Equity Release Supermarket, with three new...

Later life lending must become ‘mainstream priority’, following FCA reform speech

Will Hale, chief executive of Key Advice & Air, has urged the mortgage industry...

FCA chief calls for bold reform to build ‘mortgage market of the future’

The Financial Conduct Authority has set out a sweeping vision for a more accessible...

Thousands of over-65s still have mortgages at death, warns Key

Key Advice has warned that around 26,000 people aged over 65 died last year...

Young adults expect six-figure incomes for a ‘good’ retirement, says Royal London

A growing number of young adults believe they will need more than £100,000 a...

More2life launches CPD-accredited webinar series for later life advisers

More2life has launched a new CPD-accredited webinar series aimed at equipping advisers with deeper...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid...

Disabled mortgage applicants face inconsistent treatment of benefit income

Disabled consumers continue to face uneven treatment across financial services, with new research highlighting...

Access FS adds Iress sourcing data to Elev8 adviser platform

Access FS has integrated Iress mortgage and protection sourcing data into Elev8, the CRM...

PROFILES