Later Life

Later life lending expands with new products responding to demand

The later life lending market is continuing to evolve with new products designed to...

Concerns as UK household spending rises again

UK households increased their weekly spending to an average of £623.30 in the year...

Later life lending climbs as over-55s borrow deeper into retirement

Lending to older borrowers edged upwards in the second quarter of the year, with...

Mortgage advisers urged to broaden later life lending advice

Mortgage advisers must be prepared to consider the full range of later life lending...

Skipton teams up with Age UK to support older people through cost of living crisis

Skipton Building Society has partnered with Age UK to deliver a national programme aimed...

more2life launches Omni lifetime mortgage to expand later life borrowing options

More2life has launched a new lifetime mortgage, Omni, designed to give advisers and older...

Call to merge CeRER with CeMAP

Key, the UK’s largest equity release adviser, has urged the Financial Conduct Authority (FCA)...

Vulnerable equity release customers still overlooked, warns ERG

The Equity Release Group (ERG) has warned that the financial advice industry is failing...

FCA warns of surge in impersonation scams as fraudsters target older victims

Almost 5,000 reports of fraudsters impersonating the Financial Conduct Authority (FCA) were made in...

AS Financial rebrands to showcase growth beyond mortgages

AS Financial, the London-based financial advisory firm, has unveiled a bold new brand identity...

Industry voices warn over risks of stamp duty reform

Chancellor Rachel Reeves’s consideration of replacing stamp duty with a new national property tax...

Younger generations look to pensions and property for retirement security

Millennials and Generation Z are increasingly turning to both pensions and property to secure...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of...

Newcastle for Intermediaries removes age cap on standard repayment mortgages

Newcastle for Intermediaries has abolished the maximum age limit for the repayment of standard...
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COMMENT

Comment

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move,...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

Latest news

Homebuying

Almost half of recent buyers fear negative equity

More than two-fifths of recent homebuyers believe they could fall into negative equity during...
Appointments

Market Harborough appoints deputy finance chief

Market Harborough Building Society has appointed Brad Nicholls as Deputy Chief Finance Officer as...
Technology

The Melton joins Mortgage Broker Tools affordability platform

Melton Building Society has joined the Mortgage Broker Tools panel, giving advisers access to...
Technology

Knowledge Bank technology underpins top three broker criteria platforms

Knowledge Bank’s technology powers all three of the highest-rated criteria sourcing services in the...

PROFILES