First-time buyers

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by...

Skipton targets brokers with ‘yes-led’ push

Skipton Building Society has launched a new intermediary proposition aimed at improving access to lending...

Lifting and shifting to the cloud isn’t real transformation

As we gear up to spend time at the Building Societies Association Annual Conference...

Gen H widens Scottish broker access after MAB pilot

Gen H has opened its Scottish distribution to all brokers on its panel, following...

Knight Frank cuts 2026 forecast as conflict hits sentiment and rates

Knight Frank, the London-headquartered global property consultancy and estate agent, has downgraded its near-term UK...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

West Brom cuts rates and adds options to strengthen remortgage appeal

West Brom Building Society has reduced mortgage rates by up to 30bps while widening...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Nationwide trims fixed mortgage rates for first-time buyers and home movers

Nationwide is cutting fixed mortgage rates by up to 25 basis points for first-time...

Halifax Intermediaries cuts fixed mortgage rates

Halifax Intermediaries is reducing fixed mortgage rates for homemovers and first-time buyers. The lender will...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Stamp Duty receipts rise as lower threshold pulls more buyers into tax net

Homebuyers paid £15.2bn in Stamp Duty Land Tax in 2025-26, up 9.2% on the...

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Cyberattack disrupts Romanian property transactions

A cyberattack on Romania’s national land registry has disrupted property transactions across the country...

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

PROFILES