First-time buyers

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

Renters face decades-long wait to save a first-time buyer deposit

A third of aspiring homeowners are saving £100 a month or less, leaving many...

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which...

Hidden costs top Gen Z homebuying fears as millennials focus on repair bills

First-time buyers’ concerns are shifting significantly by age, with younger buyers focused on upfront...

Young buyers look further afield as affordability pressures persist

A growing number of younger buyers are willing to compromise on location in order...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Bank holds rates at 3.75%

The Bank of England left interest rates unchanged at 3.75% today despite inflation remaining...

First-time buyer demand remains resilient as borrowing requirements rise

First-time buyers continue to pursue homeownership despite affordability challenges, with mortgage search activity remaining...

Gen H cuts high loan-to-value mortgage rates by up to 20bps

Gen H has reduced rates across its higher loan-to-value mortgage range, with the largest...

Manchester leads decade-long house price boom as London lags

Manchester has recorded the strongest house price growth of any major British city over...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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