First-time buyers

80% say younger generations are financially worse off than 20 years ago

Four in five UK adults believe younger generations are financially worse off than they...

Stamp Duty receipts climb to £899m in subdued January market

Homebuyers handed over £899m in Stamp Duty Land Tax in January, despite the traditionally...

Melton extends 100% LTV deal nationwide after early demand

Melton Building Society has confirmed that its no deposit mortgage, powered by Gable Sure,...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

Connells drives £33bn lending as profits jump 19%

Connells Group generated £33.3bn of mortgage lending in 2025 as group profits surged 19%...

Skipton grows mortgage book to £33bn

Skipton Group increased its mortgage balances to £33.3bn in 2025, with a record 50%...

UK house prices rise 2.5% as sales market steadies

UK house prices increased 2.5% in the year to November 2025, signalling firmer conditions...

Property chains adding £2k to moves

Property chains are adding more than £2,000 to the average cost of moving with...

Gen H cuts core fixed rates by up to 20bps

Gen H has reduced selected fixed rates by up to 20 basis points (bps)...

House prices pause after strongest January start since 2020

Asking prices for newly listed homes were effectively flat in February, edging down by...

Santander lowers higher LTV rates for FTBs with 95% 5-year fix at 4.72%

Santander will cut rates by up to 0.32% across its 85%-95% LTV first-time buyer...

First-time buyer solo females outpace couples

More women are planning to step onto the property ladder alone rather than with...

Tembo secures £16m to expand digital savings and mortgage platform for first-time buyers

Tembo has raised £16m in growth funding as it looks to scale its savings...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

HSBC UK cuts mortgage rates by up to 11bps

HSBC UK has reduced rates across its mortgage range, with cuts of up to...

Ampla Finance unveils Untangled rebrand as it broadens specialist lending ambitions

Specialist lender Ampla Finance has launched a new brand identity, Untangled, as it looks...

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