First-time buyers

Over 1,200 first-time buyers paid £10k in stamp duty despite relief

Newly released HMRC data shows thousands of first-time buyers are still paying substantial stamp...

Green shoots for housing market as confidence rebounds

Surveyors are reporting the clearest signs yet that the housing slowdown may be bottoming...

Mortgage arrears set to hit record lows despite rate shock

Mortgage arrears are forecast to fall further over the next two years even as...

Family BS launches 100% LTV fix backed by family security

Family Building Society has entered the 100% LTV arena with the launch of an...

Savings gap widens as protection message fails to land

A growing number of UK households are dangerously exposed to income shocks despite advisers...

First-time buyers ‘closer than they think’ to owning a home

Most wannabe first-time buyers may be far closer to homeownership than they realise according...

FTBs handed boost as high-LTV mortgage choice hits record

First-time buyers and borrowers with small deposits are entering 2026 with more mortgage choice...

Santander’s 98% mortgage marks turning point for first-time buyers, says Mojo Mortgages

The introduction of Santander’s My First Mortgage, which allows buyers to purchase with a...

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It...

Gen H expands into Scotland with affordability-led income booster

Residential mortgage lender Gen H has launched in Scotland, extending its lending proposition north...

Younger borrowers more likely to face mortgage advice fees, research finds

Younger home buyers are far more likely than older borrowers to be charged for...

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

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