First-time buyers

February rate cut looks unlikely as affordability pressures linger

Hopes of an early interest rate cut are fading making it increasingly likely the...

Housing market yet to pick up pace after budget

Two-thirds of property professionals say the housing market is no busier than it was...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

Millions of homes still fail decency tests despite energy gains

Millions of homes in England continue to fall short of basic quality standards even...

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

Government policies undermining housing targets

Government intervention is actively undermining the UK’s ability to meet its housing targets as...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

Mortgage pressure eases as rates fall

Mortgage affordability is on track to return to levels last seen in 2021 offering...

Housing market steadies as rates fall and choice rises

Buyer confidence is returning to the UK housing market at the start of 2026...

NatWest launches 6 x income and broker WhatsApp support

NatWest is giving buyers and remortgagers a major lift increasing loan-to-income (LTI) limits for...

Affordable areas drive house price growth

Lower-priced areas delivered the strongest house price growth in 2025 as affordability, connectivity and...
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COMMENT

Cover

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Building Societies

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...
Building Societies

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...
Buy-to-let

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...
valuations

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

PROFILES