First-time buyers

Gen H opens 95% LTV mortgages to non-PAYE borrowers

Gen H has expanded its lending criteria to allow non-PAYE applicants to access mortgages...

The Vernon targets professional borrowers with new mortgage range

Vernon Building Society has launched a new mortgage range aimed at professional borrowers whose...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and,...

Clydesdale Bank trims selected residential and buy-to-let fixed rates

Clydesdale Bank has confirmed a series of rate reductions across parts of its residential...

Millions of young adults move back home to save for first property

More than 12 million people aged between 18 and 40 have lived with family...

Vida introduces high LTV Pathway range

Vida Homeloans has launched a new high loan-to-value residential mortgage range aimed at widening...

Perenna reduces five-year fixed mortgage rates

Perenna has cut rates across its five-year fixed mortgage range, with reductions of up...

Stamp Duty take climbs as frozen thresholds bite

Homebuyers paid £15.4bn in stamp duty last year, reflecting higher prices and a tax...

Half of UK homes rise in value as northern markets outperform South

Around half of the UK’s 30m homes increased in value during 2025 with gains...

House prices edge higher as London lags regions

UK house prices picked up pace towards the end of last year with annual...

Nationwide extends six times income lending to movers and remortgagers

Britain’s biggest building society has widened access to higher loan-to-income borrowing, extending six times...

Hinckley & Rugby expands higher-LTV lending

Hinckley & Rugby for Intermediaries has unveiled a broad update to its mortgage range,...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

Barclays targets mortgage growth as it pivots to retail banking

Barclays is stepping up its focus on the UK mortgage market as part of...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

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