First-time buyers

Bristol leads LISA house purchase hotspots as activity spreads across UK

Bristol, Belfast and Sheffield were the most popular locations for Lifetime ISA-backed first-time buyer...

Stamp Duty receipts from homebuyers rise to £995m in February

Homebuyers paid £995m in Stamp Duty Land Tax in February, up from £899m in...

Skipton index charts three decades of worsening access for first-time buyers

The proportion of under-25s buying their first home in England has fallen sharply since...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

The Cambridge revives 98% LTV mortgage for first-time buyers

The Cambridge Building Society has relaunched its First Step mortgage, offering first-time buyers across...

Market holds steady despite global tensions but rates edge higher

The housing market has remained stable through March but rising mortgage rates and growing...

Precise waives valuation fees on residential loans up to £400k

Precise has introduced free standard valuations on residential properties worth up to £400,000 as...

Growing demand for faster, more supportive broker service among first-time buyers

First-time buyers are leaning heavily on brokers for speed, reassurance and help navigating affordability...

Mortgage market outlook uncertain as demand weakens

The UK housing and mortgage market continues to face uncertain conditions as geopolitical tensions...

Cambridge BS reopens Rent to Home scheme with three properties available

The Cambridge Building Society has reopened applications for its Rent to Home initiative, offering...

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability...

Mortgage debt hits record £1.73trn as high-LTV lending rises

The total value of outstanding UK residential mortgage lending reached a record level in...

Average deposit now exceeds annual salary in most British housing markets

Homebuyers in more than six in 10 housing markets across Great Britain now need...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Ampla Finance unveils Untangled rebrand as it broadens specialist lending ambitions

Specialist lender Ampla Finance has launched a new brand identity, Untangled, as it looks...

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

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