First-time buyers

Mortgage pressure eases as rates fall

Mortgage affordability is on track to return to levels last seen in 2021 offering...

Housing market steadies as rates fall and choice rises

Buyer confidence is returning to the UK housing market at the start of 2026...

NatWest launches 6 x income and broker WhatsApp support

NatWest is giving buyers and remortgagers a major lift increasing loan-to-income (LTI) limits for...

Affordable areas drive house price growth

Lower-priced areas delivered the strongest house price growth in 2025 as affordability, connectivity and...

Gen H opens 95% LTV mortgages to non-PAYE borrowers

Gen H has expanded its lending criteria to allow non-PAYE applicants to access mortgages...

The Vernon targets professional borrowers with new mortgage range

Vernon Building Society has launched a new mortgage range aimed at professional borrowers whose...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and,...

Clydesdale Bank trims selected residential and buy-to-let fixed rates

Clydesdale Bank has confirmed a series of rate reductions across parts of its residential...

Millions of young adults move back home to save for first property

More than 12 million people aged between 18 and 40 have lived with family...

Vida introduces high LTV Pathway range

Vida Homeloans has launched a new high loan-to-value residential mortgage range aimed at widening...

Perenna reduces five-year fixed mortgage rates

Perenna has cut rates across its five-year fixed mortgage range, with reductions of up...

Stamp Duty take climbs as frozen thresholds bite

Homebuyers paid £15.4bn in stamp duty last year, reflecting higher prices and a tax...

Half of UK homes rise in value as northern markets outperform South

Around half of the UK’s 30m homes increased in value during 2025 with gains...

House prices edge higher as London lags regions

UK house prices picked up pace towards the end of last year with annual...

COMMENT

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Latest news

Click2Check adds ID verification to adviser compliance platform

Click2Check has added an identity verification service to its digital compliance platform, aimed at...

Atom points to growing near-prime hurdle for first-time buyers

First-time buyers with thin credit files or minor historic credit issues are becoming a...

Landlords move to regain possession before Renters’ Rights Act changes

Landlords stepped up possession activity in March as the 1 May implementation of the...

The Marsden appoints chief customer officer

Marsden Building Society has appointed Julia Brook as chief customer officer. Brook (pictured) will be...

PROFILES