First-time buyers

Gen H cuts mortgage rates by up to 30bps

Gen H has reduced rates across its mortgage range, with cuts of up to...

Think tank calls for abolition of stamp duty and council tax

A major new report has called for stamp duty and council tax to be...

Housing recovery stalls as political uncertainty hits confidence

The UK housing market recovery expected at the start of 2026 has stalled as...

Stamp Duty receipts fall despite wider tax net

Stamp duty receipts have fallen this year despite more homebuyers being pulled into paying...

Tenant support for Renters’ Rights Act grows

Awareness and support for the Renters’ Rights Act has risen sharply among tenants since...

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

UK house price growth stalls as rents continue rising

UK house price growth stalled in March as higher mortgage rates and affordability pressures...

Scottish house prices outperform UK market

Scottish house prices continued to outperform the wider UK market in March despite signs...

East Ayrshire named most affordable area for first-time buyers

East Ayrshire has been named the most affordable location in the UK for first-time...

Landlords buying from landlords as BTL purchases hit 10-year high

Landlord purchases have climbed to their highest level in a decade although the latest...

Affordability widens north-south mortgage divide

A growing affordability gap is fuelling an increasingly pronounced north-south divide in the housing...

West Brom BS cuts low-deposit mortgage rates

West Brom Building Society has reduced rates across its two-year core and new build...

First-time buyers overestimate deposit needed to buy

Many first-time buyers may be delaying home ownership because they misunderstand the deposit needed...

Lloyds Banking Group cuts deposit barrier with £5k first-time buyer deal

Lloyds Banking Group has launched a new mortgage allowing first-time buyers to secure a...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

Landmark launches upfront property search pack to cut transaction delays

Landmark Information Group has launched a search bundle that provides property information when a...

PROFILES