Facebook
Instagram
Linkedin
TikTok
X
Sign in
Home
Business
Sign in
Welcome!
Log into your account
your username
your password
Forgot your password?
Password recovery
Recover your password
your email
Search
Mortgages
Product Transfers
Remortgages
First-time buyers
Fixed rates
Self-employed
adverse credit
Near prime
Shared ownership
Free-free mortgages
Green mortgages
interest-only mortgages
Overseas
Trackers
Buy-to-let
Limited Company BTL
HMO/MUFB
Holiday/short-term let
Portfolio BTL
Consumer buy-to-let
Green BTL
Let-to-buy
Specialist
Bridging
Auction finance
Development exit
Development finance
Commercial
Commercial mortgages
Semi-commercial
SME finance
PBSA
Asset finance
Invoice finance
Second Charges
Self-build
Later Life
Equity Release
RIO mortgages
Retirement borrowing
Pensions
Cover
Critical Illness
Income protection
Life cover
PMI
Group protection
General Insurance
LEGAL
Conveyancing
Regulation
Title insurance
Distribution
Technology
Subscribe
News
Comment
Q&A
Wellbeing
About
Contact
Subscribe to our news emails
Instagram
Linkedin
X
Log In
Username or Email address
Password
Forgot password?
Don't have an account?
Sign up
Mortgage Soup
For mortgage professionals
Sign in
Welcome! Log into your account
your username
your password
Forgot your password? Get help
Password recovery
Recover your password
your email
A password will be e-mailed to you.
Subscribe
News
Comment
Q&A
Wellbeing
About
Contact
Sign in / Join
Mortgage Soup
For mortgage professionals
Mortgages
Product Transfers
Remortgages
First-time buyers
Fixed rates
Self-employed
adverse credit
Near prime
Shared ownership
Free-free mortgages
Green mortgages
interest-only mortgages
Overseas
Trackers
Buy-to-let
Limited Company BTL
HMO/MUFB
Holiday/short-term let
Portfolio BTL
Consumer buy-to-let
Green BTL
Let-to-buy
Specialist
Bridging
Auction finance
Development exit
Development finance
Commercial
Commercial mortgages
Semi-commercial
SME finance
PBSA
Asset finance
Invoice finance
Second Charges
Self-build
Later Life
Equity Release
RIO mortgages
Retirement borrowing
Pensions
Cover
Critical Illness
Income protection
Life cover
PMI
Group protection
General Insurance
LEGAL
Conveyancing
Regulation
Title insurance
Distribution
Technology
Search
estate agents
The conveyancing power of sales-ready packs
Conveyancing is stressful – and I'm not just talking about the poor customer experience....
18 February 2026
Property chains adding £2k to moves
Property chains are adding more than £2,000 to the average cost of moving with...
18 February 2026
Home of Mortgages taps Street to turbocharge referrals
Home of Mortgages has become one of the first nationwide firms to integrate with...
16 February 2026
AIIC ramps up SlothMove stake to 92% in broker push
AIIC Group has increased its stake in home-moving tech platform SlothMove from 50% to...
16 February 2026
Record surge in buy-to-let companies as landlords pivot
A record 66,587 buy-to-let limited companies were incorporated in 2025 due to more landlords...
16 February 2026
House prices pause after strongest January start since 2020
Asking prices for newly listed homes were effectively flat in February, edging down by...
16 February 2026
Sellers willing to pay £300 to secure property sales
Nine in 10 homeowners would be prepared to pay around £300 upfront to help...
13 February 2026
Younger borrowers more likely to face mortgage advice fees, research finds
Younger home buyers are far more likely than older borrowers to be charged for...
9 February 2026
Michael Day on why conditional selling remains an industry flashpoint
Conditional selling remains one of the most persistent and contentious issues facing the UK...
6 February 2026
One in three first-time buyers house-hunting with deposits of at least 25%
A significant minority of first-time buyers searching for mortgages are entering the market with...
3 February 2026
TOM BILL: Rate cut expectations fade amid mixed signals
Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...
2 February 2026
Property transactions stretch to 123 days
Property transactions in England and Wales are taking an average of 123 days from...
29 January 2026
Early engagement urged as smart property data framework takes shape
Brokers are being encouraged to prepare for a fundamental change in how property data...
29 January 2026
Housing market steadies as rates fall and choice rises
Buyer confidence is returning to the UK housing market at the start of 2026...
29 January 2026
1
...
4
5
6
...
8
Page 5 of 8
COMMENT
Comment
Why energy efficiency is hiding mortgage portfolio risk
For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...
28 August 2026
Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review
I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...
27 August 2026
Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers
According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...
26 August 2026
Bank Rate holds, but the pressure is building
The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...
25 August 2026
How are we supporting the next generation of first-time buyers?
With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...
24 August 2026
Latest news
News
UK residential property transactions fall in July as uncertainty weighs on market
UK residential property transactions declined in July on a seasonally adjusted basis as borrowing...
28 August 2026
News
Zurich joins UnderwriteMe protection platform in limited rollout
Zurich has made its Personal Protection and Income Protection products available through UnderwriteMe's Protection...
28 August 2026
News
Access FS targets adviser expansion in five-year growth plan
Access Financial Services has unveiled a five-year strategy to expand its adviser network, develop...
28 August 2026
Building Societies
Buckinghamshire BS introduces broker affordability calculator
Buckinghamshire Building Society has launched a residential affordability calculator intended to give mortgage brokers...
27 August 2026
PROFILES
Toni Smith on the human factor and the fourth emergency service
The AI questions the mortgage industry needs to ask – and address
Claire Cherrington on the opportunities ahead for mortgage clubs