Portfolio BTL

The Darlington reduces mortgage rates by up to 40bps

Darlington Building Society has cut rates across its residential and specialist mortgage ranges by...

Landbay cuts Core buy-to-let rates by up to 0.20%

Landbay has cut rates across 19 products in its Core buy-to-let range, with reductions...

Landlords’ average rental income rises to £88,454

The average UK landlord portfolio generates £88,454 a year in gross rental income, according...

UTB reduces 2-year BTL rates by up to 50bps

United Trust Bank has reduced rates across its standard and specialist buy-to-let ranges, with...

Paragon cuts buy-to-let fixed rates to 3.40%

Paragon Bank has cut rates by 15 basis points across its Core and Tailored...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading...

HMO landlords plan five-figure spending as costs and regulation rise

More HMO landlords expect to spend upwards of £10,000 on property improvements over the...

Company ownership dominates larger buy-to-let portfolios

More than 45% of UK buy-to-let ownership is held through companies, with the proportion...

ModaMortgages adds fixed-fee options to limited-edition range

ModaMortgages has expanded its limited-edition buy-to-let range with new fixed and percentage-based product fee...

Rely cuts rates for landlords with large property portfolios

Rely has launched a limited-edition range of buy-to-let mortgages for landlords who own 11...

Tipton cuts expat and limited company buy-to-let rates

Tipton & Coseley Building Society has reduced selected expat and limited company buy-to-let mortgage...

Landlords exploit softer market with lowball offers

More than half of buy-to-let investor offers were at least 10% below the original...

ModaMortgages trims limited-edition five-year fixed rates

ModaMortgages has reduced rates by up to 10 basis points across its limited-edition five-year...

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax...

Latest POLL

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...