banks

HSBC UK widens buy-to-let offering with top slicing introduction

HSBC UK has expanded its buy-to-let mortgage range to include top slicing, enabling landlords...

Reeves seeks outsider to lead Britain’s banking watchdog

Rachel Reeves is preparing to launch a search for a heavyweight outsider to lead...

Mortgage leaders warn sector risks losing ‘pulling power’ with next generation

The UK mortgage industry must work harder to attract new talent if it is...

S&P Global upgrades Mount Street’s mortgage servicing unit to “Strong”

Mount Street Group has received a significant boost after S&P Global Ratings upgraded its...

Lazarus Economics chief tips faster growth as savings glut holds back recovery

The UK economy could grow faster than official forecasts suggest with interest rates needing...

Mortgage borrowing slows as corporate lending accelerates

Households are curbing mortgage borrowing amid a cooling housing market, despite falling rates on...

Barclays cuts mortgage rates with focus on first-time buyers

Barclays has announced a series of mortgage rate cuts across its residential purchase and...

UTB reshapes lending division as Sundeep Patel departs

United Trust Bank (UTB) has announced a major restructuring of its lending operations alongside...

Together completes £367mn mortgage-backed securitisation

Together Financial Services has completed the successful pricing of its second residential mortgage-backed securitisation...

INDUSTRY REACTION: Bank of England holds rates at 4% as inflation concerns persist

The Bank of England has kept interest rates on hold at 4% and signalled...

Self-employed workers would switch to a salaried job to get a mortgage

The majority of self-employed workers would switch to a salaried job to get a...

United Trust Bank grows property development team

United Trust Bank (UTB) has bolstered it property development division as the bank continues...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Atom bank study finds EPC flaws could undermine net-zero targets

Atom bank has warned that the UK’s reliance on energy performance certificates (EPCs) to...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES