banks

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Virgin Money and Clydesdale Bank cut product transfer window to four months

Virgin Money and Clydesdale Bank are reducing the length of time customers can apply...

Mortgage brokers bullish on rate cuts

More than half of mortgage brokers (52%) say they expect at least two cuts...

HSBC cuts rates across residential and buy-to-let offerings

HSBC UK has announced a wide set of rate reductions across its residential and...

OSB sees profit slide despite loan growth and new platform launch

OneSavings Bank (OSB Group) reported a fall in profits for the first half of...

Lloyds ad banned over misleading £19.5bn housing claim

The Advertising Standards Authority (ASA) has ruled that a Lloyds Banking Group advertisement overstated...

HSBC launches energy efficient homes mortgage range

HSBC is set to launch a new mortgage range designed to encourage borrowers to...

VPN loopholes could let fraudsters slip through mortgage checks

The UK’s new Online Safety Act has triggered a boom in VPN usage that...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

Chetwood hits £5bn milestone as it prepares for Manchester expansion

Chetwood Bank has surpassed £5 billion on its balance sheet, marking a fresh milestone...

Redwood Bank appoints new CITO to spearhead digital transformation

Redwood Bank has named Simon Goodyear as its new chief information and technology officer...

Cabinet Minister refuses to rule out wealth tax ahead of Autumn Budget

A senior cabinet minister has declined to rule out the introduction of a wealth...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

Barclays cuts mortgage rates for second time in two days

Barclays has announced a second round of mortgage rate reductions in as many days,...

COMMENT

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Latest news

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...

GCC searches for UK homes rise 16%

Searches for UK residential property from Gulf Cooperation Council (GCC) investors increased by 16%...

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

Hidden costs top Gen Z homebuying fears as millennials focus on repair bills

First-time buyers’ concerns are shifting significantly by age, with younger buyers focused on upfront...

PROFILES