banks

Santander launches digital tool to help homeowners cut energy costs

Santander UK has introduced a new online Home Energy Saving Tool designed to help...

Smart Money People launches latest broker feedback survey

Smart Money People has opened its latest Mortgage Lender Benchmark survey, with brokers already...

Atom bank expands mortgage team after Newcastle office move

Atom bank is adding new roles to its mortgage division following its relocation from...

Chetwood Bank appoints Rajan Kapoor as NED and audit chair

Chetwood Bank has appointed Rajan Kapoor as non-executive director and chair of its audit...

FCA calls on banks to ‘break the spell’ of romance scams

Banks and payment firms must do more to identify and intervene in cases of...

Paragon unveils limited edition 75% LTV buy-to-let offering

Paragon Bank has introduced a new range of limited edition buy-to-let mortgages at 75%...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Vida profits surge as new banking licence powers record lending growth

Vida Group Holdings, the specialist mortgage lender which secured its full banking licence late...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

Police warn of rising conveyancing fraud as property buyers lose £11.7m

The City of London Police has issued a fresh warning to estate agents, conveyancers...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Mortgage industry legends back Take Me Home Christmas Charity Concert

Support continues to build for what’s shaping up to be the mortgage industry’s biggest...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES