banks

Clydesdale Bank to cut fixed mortgage rates by up to 0.30%

Clydesdale Bank is set to reduce rates across several of its mortgage ranges from...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

Tandem offsets all operational emissions with clean energy investment in Africa

Tandem has offset all of its operational emissions for the 2024 financial year by...

Virgin Money unveils new tracker and fixed-rate deals

Virgin Money is launching a wide range of new mortgage products on Tuesday 28...

Santander cuts rates and launches new large loan products

Santander has reduced residential and buy-to-let fixed rates across its new business and product...

Santander lifts remortgage LTV limit for capital raising

Santander UK is increasing the maximum loan-to-value (LTV) available to customers remortgaging with capital...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...

First-time buyer surge fades as market adjusts to SDLT rules

A surge in first-time buyers opting for cheaper homes in the wake of April’s...

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

Allica Bank acquires fintech Kriya in £1bn SME lending push

Allica Bank has acquired Kriya, the SME credit and payments fintech formerly known as...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES