Analysis

50-year mortgages risk leaving borrowers with heavy long-term costs

Mortgage specialists at Mojo Mortgages have warned that proposals for 50-year terms, recently raised...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

Mansion tax plans resurface as Prime London prices slide

Thirteen years since the Liberal Democrats first proposed a Mansion Tax on properties over...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much...

What the 2025 Party Conferences told us about property

Key housing and property policy developments from all four major UK political party conferences...

Momenti launches new research project into broker decision-making

Momenti Group has unveiled a new research initiative, titled WHY, which aims to shed...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year,...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that...

Why the mortgage industry must digitise for the customer, not just for compliance

Home buyers today can manage their finances, verify their ID and even order a...

The Rate Stuff: One year of Labour and the mortgage market

In the latest episode of The Rate Stuff, MPowered Mortgages’ flagship YouTube show, host...

Mortgage lending surges in March despite falling approvals

Mortgage borrowing by UK households rose sharply in March, according to the Bank of...

COMMENT

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

Latest news

Clydesdale to withdraw from new mortgage lending market

Clydesdale has confirmed it will no longer offer new mortgage lending, marking the end...

Sort Group podcast sees industry figures joining conveyancing debate

Sort Group says its new podcast series is attracting strong interest from across the...

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

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